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Great Car Deals in a Not So Great Economy
Buying a new or used car is a big expense and a big commitment. Here are some tips to help make it easier.
Determine the car you need. If you don't have children (or they are grown), don't have a large dog, don't often move furniture, and don't make a habit of off-roading, you probably won't need a large car. The same applies if your spouse already has a large car; you might want to balance it with a more fuel-efficient vehicle. However, if you have a long commute (or just long legs), you might want to consider comfort over efficiency. And if you do own a small menagerie, have three kids, or own your own bible-selling business, you might want to consider exactly what is going in the car and how much space you will need, as well as ease-of-access and additional features like air conditioning, cup holders and entertainment. If you're searching for a used car, it's best to keep your options open. Find 3 or 4 car models that would fit your lifestyle and don't get tied down to a specific color. Flexibility will help you get a better deal.
Determine a fair price. You won't get a dealership to sell you a car for less than they paid for it. Car salespeople are people, too, and need to make money. The Kelley Blue Book (www.kbb.com) can help you determine a fair trade-in value or used resale value for a car you are either selling or interested in. For new cars, the MSRP will be posted on each vehicle. You can research the cost of the car you want and the available features and options by visiting the manufacturer's website. Most car makers have a "build your own" option so you can see the finished product and suggested price.
Use competition to your advantage. Some manufacturer websites will connect you with a local dealership, though be wary. If a car dealership is aware you want a specific car, there will be less room to negotiate. In addition, unless you are buying a very high-priced specialty car, there are bound to be several dealerships in your area that sell the same model. For example, Southern California contains almost 60 Toyota dealerships. Tell dealers point-blank that you are working with several salespeople, and that you are only looking for the best price. Specify you want to negotiate overall price, not what your monthly payment will be. Sure, you can specify you want a $500 monthly payment, but financing for 36 months will get you an $18,000 car, while the same monthly payment for 60 months will get you a $30,000 car. That's a huge difference in overall price!
Get good financing. A car dealership is not the only place you can get good financing. In fact, shopping for the best rate could save you a few thousand dollars. Get copies of your credit report from the three main credit bureaus: Experian, Transunion and Equifax. You will have to pay extra to get your FICO score, but it is well worth it, as that's the main criteria used to determine your financing options. Shop around online. There are many sites that will specialize in financing for people with bad or no credit.
The following are some good sites to look at, which may help you obtain financing:
https://carloansuperb.com
https://gassaverautoloans.com
http://instantlowautoloans.com
https://quickerautoloans.com
Negotiate your purchase. Make sure you have an accurate view of the prices dealers are offering you. The price should not include any rebates or incentives, and should include any fees tacked on by the dealer. If a dealer asks, tell them you will be paying cash and not trading in your car. Otherwise, they can use those factors as leverage. Once you determine which dealer has the lowest price, contact the other dealers and ask if they can beat it. Then take the lowest price and repeat until you can't get a lower offer. Then contact the dealer who gave you the lowest price and tell them you would like to purchase the vehicle. At this point, you can negotiate your trade-in, using the Kelley Blue Book. With the economy in rough shape, you might be able to score a great deal on a new car, especially from an American auto maker. Not only are dealerships hurting due to lack of sales, but General Motors, at the very least, will be phasing out several vehicle lines. If you are looking at getting a Saturn, Hummer, or Pontiac, for example, these cars may be liquidated soon. Both the manufacturer and the dealer might be willing to give you a bargain.
Additional tips:
- Don't negotiate based on monthly payment. There are too many variables.
- If you are paying cash for your car, and the dealer offers a rebate for financing with them, find out if there's an early repayment penalty. If not, take the financing and rebate and turn around and pay off the car.
- Add the numbers yourself. Be aware of any extra add-ons or fees and figure out if they are necessary.
About the Author
Meredith has been working in many facets of research, writing, editing and marketing for over 5 years. She obtained a B.A. in journalism and an M.A. in American history. Her current specialty is internet marketing and public relations, especially social media, and she is fascinated by the tools available to link people together online! A native of upstate New York, she now lives in sunny Southern California.
Plastic Cup Holder Boat RV Car Truck Auto Cup Holders {poker table Cup Holder}
Check eBay for Car Cup Holder products.
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 Hello Kitty Pink Sanrio Car Truck SUV Cup Holder Pocket  US $14.99
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 New Car Truck Rock Skull Cool Cup Drink Soda Holder US $7.58
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 LARGE CUP CUP HOLDER ACCESSORY car truck RV boat US $12.95
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 Car Auto Vehicle Beverage Drink Cup Holder Bottle Stand US $8.83
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 iSqueez Griffin iPod iPhone Cell Phone CAR CUP Holder US $3.99
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 NEW iSqueez Griffin iPod iPhone CAR CUP Holder new $25 US $.99
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 iPod CAR KIT charger iSqueez cup holder Griffin NEW $55 US $1.79
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 Auto Car Ashtray Cup Stand Cell Phone Drink Holder US $10.52
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 Bell Car Phone Cell Phone Cup Holder US $2.00
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 Car Swivel Tray Automobile Travel Cup Holder Cupholder US $.99 |
 Charmmy Kitty Pink White Car Cup Holder US $12.99
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 LAPTOP NOTEBOOK DESK TABLE TRAY CAR CUP FOOD HOLDER NEW US $10.95
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 2 CAR TRUCK VAN BOAT SUV FOLDING ADJUSTABLE CUP HOLDER US $10.95
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 Cup Drink Can Bottle Holder for Car Auto Dashboard US $9.90
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 2 LAPTOP NOTEBOOK DESK TABLE TRAY CAR CUP FOOD HOLDER US $26.95
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 New Car Truck Rock Skull Cool Cup Drink Soda Holder US $10.84
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 Car Auto Mount Drink Cup Holder Plastic Bottle Stand US $7.14
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 UNIVERSAL WHITE FOLDING CUP HOLDER CAR TRUCK BOAT VAN US $4.29
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 SHINING CAR TRUCK DRINK CELL PHONE CUP HOLDER BLACK US $4.99
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 Black Hard Plastic Car Auto Drink Cup Stand Holder US $5.17
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 Auto Car Drink Bottle Cup Can Plastic Holder Black New US $6.01
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 ADJUSTABLE BLACK FOLDING CUP HOLDER CAR TRUCK BOAT VAN US $4.99
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 2 ADJUSTABLE BLACK FOLDING CUP HOLDER CAR TRUCK BOAT US $11.99
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 SET OF 2 UNIVERSAL BLACK CUP HOLDER CAR TRUCK BOAT VAN US $7.00
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 1 ADJUSTABLE BLACK FOLDING CUP HOLDER CAR TRUCK BOAT US $5.99
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 1 ADJUSTABLE GREY FOLDING CUP HOLDER CAR TRUCK BOAT US $5.69
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 SILICONE CAR TRUCK DRINK CELL PHONE CUP HOLDER BLACK US $4.99
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 SET OF 2 WHITE FOLDING CUP HOLDER CAR TRUCK BOAT VAN US $8.99
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 Skull Car Auto Vent Mount Cup Drink Can Bottle Holder US $9.21
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 1 CAR TRUCK BOAT VAN Folding cup drink holder bottle BL US $5.36
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 SILICONE CAR TRUCK DRINK CELL PHONE CUP HOLDER RED US $4.99
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 New Belkin TuneDok Car Cup Holder for iPod iPhone Touch US $16.61
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 Stainless Drink Cup HolderBoatCarTruckHotrod 30 US $8.50
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 SILICONE CAR TRUCK DRINK CELL PHONE CUP HOLDER DEEPBLUE US $9.99
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 NIB Cupholder Cup drink holder car boat golf beach PINK US $9.99
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 SILICONE CAR DRINK CELL PHONE CUP HOLDER NIGHTGLOWGREEN US $4.99
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Another great place to shop for Car Cup Holder products is Amazon. Cup holder adapter makes any size mug, cup, or bottle fit in your car's cup holder. Keep your morning coffee, bottled water, and other beverages secure while you drive. Adapter adjusts to securely hold your drinks in place so you don't need to worry about accidental spills... - 400W peak power, 200W continuous power- USB output- Power adapter cord for use in any vehicle with 12V plugs- Reverse polarity protection- 1 AC grounded outlet- Ideal for powering laptops, printers, up to 13" TVs & cellular phones Organize your auto gear with this handy car caddy. Crafted in resilient, hi-tech urethane foam with a flexible tapered base, it fits snugly in any vehicle cup holder-regardless of size. And secures your cell phone, glasses and accessories in three molded, cushioned pockets... Bell/Victor 221097081 Universal Coin Holder - Fits Drink Holder (1 Each) CRL Folding Cup and Can Holders secure drinks while the vehicle is moving. Cup and Can Holders open easily with one hand and fold away to less than one inch (25 millimeter) thick. Mount them to door or dash panels... Cute and useful, this refillable wipes case measures approx 8 x 4 x 1 inches and is perfect for slipping in a diaperbag. Dimension:
Width x Height: 3" x 3" (7.6 x7.6 cm) ·Cute pink Hello Kitty patterns on the surface of cup ·Can hold 4 tooth brushes and 1 tooth paste, practical for family use ·Can also serve as a pencil and rule holder ·Made of high-quality synthetic plastic... The BRACKETRON UCH101BL Mobile Cup-iT Universal Cup Holder Mount Kit is designed to hold iPod, PDAs, Cel phones, and other portable electronic devices securely within an adjustable cup holder mount. The base adjusts to fit securely in most any size cupholder, and the flexible neck allows the included Grip-iT holder to be placed at any angle... Thanks for visiting, and make sure to bookmark our website as the Car Cup Holder listings gets updated every minute!
CUP HOLDER ADAPTER
Sale Price: $3.95
Average Rating: 
Cobra CPI 200 CH 200 Watt 12 Volt DC to 120 Volt AC Power Inverter
List Price: $39.95
Sale Price: Too low to display
Average Rating: 
Perfect Solutions Cup Holder Car Organizer
List Price: $13.00
Sale Price: $13.00
Average Rating: 
COIN HOLDER FOR CUP HOLDER
Sale Price: $4.77
Average Rating:
CRL Fold-Up Cup Holder - Black
Sale Price: $13.20
Average Rating:
Luvs Baby Wipes Travel Case
Sale Price: $4.99
Sanrio Hello Kitty Lovely Mini Plastic Tea Water Cup Mug
Sale Price: $7.99
Hello Kitty Toothbrush Paste Cup Holder Stand
List Price: $45.10
Sale Price: $30.10
Bracketron UCH-101-BL Universal Cup-iT Cup Holder Mount
List Price: $29.95
Sale Price: Too low to display
Used From: $12.50
Average Rating: